What is Copyright Laws - 10 Step Credit Repair Guide



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Why Do Borrowers Pay For Mortgage Insurance?
December 20, 1999 "I know that this must be a na?ve question, but since mortgage insurance protects the lender, why doesn't the lender pay for it?" The question is not na?ve. Lenders require private ... more...

What's the Remedy for Predatory Lending?
August 20, 2001 "How do we get rid of predatory lending?" Community Action There are 4 general approaches to getting rid of predatory lending. The first is to identify predators and either persuade them to change their practices or counsel consumers to ... more...

Copyright Laws related definitions

Deed
Deed A written document by which title to real property is transferred from one owner to another. The deed should contain an accurate description of the property being conveyed, should be signed and witnessed according to the laws of the ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get Free Copyright Laws Quotes and Estimates
Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

10 Step Credit Repair Guide
The process of clearing credit can be laborious and frustrating, but your efforts will be paid for in better financing. Your rights are protected by laws, but you need to take reasonable actions toward your goal of clearing credit discrepancies. You can get the credit reporting agencies to help you ... more...

Lemon Laws for Used Cars are Just Around the Corner
In 1982, California became the first state to pass an automobile lemon law which gave owners of defective cars the opportunity to seek a replacement or a refund for a new car that had a defect that could not be repaired in a reasonable amount of time. This law proved so popular that other states ... more...

Christmas 2005: Bargains Galore
If you are one of the many millions of Americans who will be shopping this holiday season for gifts for loved ones, friends, and business associates, you are in the drivers seat when it comes to finding the best prices. Several events this past year have merchants scrambling to set prices low ... more...

Low Cost Debt Consolidation Loans
If you have debt and that debt includes two or more monthly payments to lenders at high interest rates, you do not need to be held hostage by burdensome repayment plans. Combine what you owe with a debt consolidation loan and watch your monthly payments and overall debt drop dramatically. Basically ... more...

Change in Texas Law May Make Reverse Mortgages More Popular
Texas was one of the last states to allow homeowners to take out home equity loans. Laws going back to the nineteenth century strictly prohibited home equity lending, as legislators feared that unscrupulous lenders would take advantage of homeowners for the purpose of seizing their homes through ... more...

Debt Consolidation Watch out for Payday Loans
Most any large city has a number of small shops offering payday loans. Theyre often found in strip centers; sometimes they double as pawn shops. They have a simple business they lend you money until your next paycheck. The system is pretty convenient; you write them a postdated check for the ... more...

Debt Consolidation - Watch out for Payday Loans
Most any large city has a number of small shops offering payday loans. Theyre often found in strip centers; sometimes they double as pawn shops. They have a simple business they lend you money until your next paycheck. The system is pretty convenient; you write them a postdated check for the ... more...

Credit Reporting Agencies Sell Your Information
It's not well known, but if you have recently applied for mortgage credit, the information you shared was probably sold within twenty-four hours of your mortgage application. Credit reporting agencies commonly sell what they term "trigger lists" of folks who have recently contacted mortgage lenders ... more...

New Bankruptcy Law Five Essential Things to Know
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection Act, the most sweeping reform of our nations bankruptcy laws in more than twenty-five years. Proponents of the bill argue that most consumers who file for bankruptcy do so simply because they do not wish to pay their bills. ... more...

Home Loans Identity Theft Protection Could Hurt Home Sales
Identity theft has been a hot topic in the news during the last few years. Just a month or so ago, forty million credit card numbers were compromised due to a computer attack on a credit card processor. Consumers are rightly concerned, as it can take years to unravel the problems created when ... more...